UHC means that all people have access to the full range of quality health services they need, when and where they need them, without financial hardship.
Health Insurance is an agreement in which an insurance company (Authority) agrees to pay for some or all your medical expenses in exchange for a monthly/annual premium payment.
A resident of The Gambia shall register with the Scheme within two years of the coming into force of the National Health Insurance Act, 2021
A resident in the Gambia, who is not a member of a private health insurance scheme, shall be a member of the scheme.
No. The Health Benefit Package outlines the interventions covered by the NHIS.
No, the NHIS covers only local treatments.
No. It is only free for People in the exempt category as per the NHIS Act , 2021
Section 34, of the act states that, every resident of The Gambia shall pay the annual contributions to be determined by the Authority, except as otherwise provided in the Act.
- children under five years of age;
- persons in need of ante-natal, delivery and post-natal healthcare services;
- persons living with mental illnesses as defined in the regulations made under the NHI Act 2021;
- persons classified by the Minister responsible for Social Welfare as “indigent”;
- categories of differently abled persons determined by the Minister responsible for Social Welfare;
- Pensioners; and
- persons above sixty-five years of age; and
- such other persons designated by a Ministerial committee comprising
- the Minister responsible for Finance,
- the Minister responsible for Health, and
- the Minister responsible for women, children and social welfare.